Investment nitty gritty
As a wholesale/sophisticated investor, you can invest in an alternative, higher-yield asset class through our marketplace.
You retain absolute choice and control by investing only in loans that provide the level of risk and return which you believe may assist you to meet your investment objectives.
All loans are secured by a registered mortgage over real property and, are written in the name of the Zagga Investments Pty Limited as trustee for Zagga Investments Lending Trust. This Trust has been specifically established to issue loans, hold securities and disburse funds, on behalf of the investors.
As an investor, you have a beneficial interest in:
- any funds that you have committed to invest that are not yet allocated to a particular loan
- any loan which you have funded, and the associated loan rights and security, in the proportionate share in which you are invested, subject to the terms of the Trust Deed.
The Trustee is required to maintain a register of each investor's proportionate interest in a loan, and any funds they have invested that are yet to be allocated.

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The Zagga Credit Assessment Score
To assist you with your decision making, Zagga assigns a Credit Assessment Score to each loan, based on information we obtain from the borrower, external credit checks and verification, and our comprehensive credit assessment, which we share with you via our secure portal.
The Zagga Credit Assessment Score comprises of an alphanumeric grading system as explained below.
The Zagga investment process
Click the Join button below to access Zagga’s marketplace platform and open the door to a new class of investment possibilities.
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