Our People

The Zagga team has over 300 years’ combined experience in credit, property and investment management.

Zagga Board & Executive Team

Our team comprises of high calibre individuals who are professional, experienced and dedicated to the success of the business. We understand the critical importance of customer satisfaction and will put the customer experience at the forefront of everything we do, to deliver outstanding results and a seamless experience, time and time again.

Alan Greenstein

CEO & Co-Founder

Member, Compliance, Credit Oversight, ESG Advisory & Investment Risk Committees

Alan practised for a short time as a solicitor prior to embarking on a more than 30-year career in banking and finance, mostly as a C-suite executive in two publicly listed banking groups. He has worked in the UK, South Africa and Australia and has consulted widely to owner-managed businesses across strategy, technology and operations. Alan’s entrepreneurial pursuits include being co-founder of a Sydney-based family office investment advisory business and developing a home loan over the phone business for a large Australian insurer. Alan co-founded Zagga in 2016 and has held the CEO role since inception.

Frank Hageali

Executive Director

Member, Credit Oversight, ESG Advisory & Investment Risk Committees

Frank has been involved in the finance and property industry for 25 years. Prior to his last bank role as Senior Associate Director/Acting State Director NSW for ANZ Bank’s Corporate Property Group, Frank held senior and management positions in Corporate, Property and Institutional divisions in Australia’s major financial Institutions. Most recently he was Head of Credit at Secured Lending.

Kevin Berkowitz

Director & Co-Founder

Member, Credit Oversight & Investment Risk Committees

Kevin is a highly successful businessman with a proven track record of success. He founded and self-managed his company, which, over a period of twenty years, he grew into a multi-million dollar market leader. That business was acquired at a significant premium by a private equity group, some years after which Kevin exited the business.

He is an entrepreneur with investments in several businesses across a broad spectrum of activities. Kevin’s significant business acumen, personal skills, and knowledge are of enormous value to Zagga. Kevin is a member of the Zagga Credit Committee.

Michael Blumenthal

Director & Co-Founder

Michael is an experienced investor, consultant and entrepreneur, having been involved in multiple successful start-ups. Starting his own first business at the age of 17, Michael ventured out to build a successful career as a stockbroker at a large US brokerage before taking up the reins as director, and then subsequently CEO, of a large family enterprise.

In 2008, Michael founded “Jemstep”, a ground-breaking “robo-technology” company that successfully automated investment recommendations in the wealth management field. Jemstep received multiple patents in the US and other countries and has since won numerous industry awards. Jemstep was sold in 2016 to Invesco (NYSE:IVZ), one of the world’s largest mutual fund companies.

Steven Levy

Executive Director

Member, Credit Oversight & Investment Risk Committees

Steve has been a part of the core team since inception and comes with a high level of experience in portfolio management, investor relations and capital markets. As a Chartered Accountant (CA ANZ), Steve is a key operator of the business and member of both the Investment and Credit Committees.

Tom Cranfield

Executive Director

Member, Credit Oversight & Investment Risk Committees

Tom is an experienced company director, banker and property developer/investor with ten years’ experience in investment for special situations and real property via both private credit and mainstream capital markets.

“Since our first loan investment in 2017, we have demonstrated to our investors the value of including CRED-type alternative investments in their investment portfolios.

These investments are typically non-correlated to equity markets, can be inflation-proof, and deliver consistent and sustainable annuitized returns well above bank deposit rates without a commensurate increase in risk."

The Management Committee

Erica Tsang

Director, Brand & Marketing

Member, ESG Advisory Committee

Erica is a senior marketing professional with over 20 years’ experience in a diverse range of financial services’ roles covering product and relationship management, customer experience, retention, product and strategic marketing. Joining Zagga in 2016 and working alongside CEO & Co-Founder Alan Greenstein to launch Zagga to market, Erica brings extensive experience in brand, communications and marketing strategy from previous roles working with many established financial services organisations.

Leanne Hui

Director, Client Services & Administration

Leanne brings over two decades of expertise to her role as a seasoned leader in customer service, operations, and technology within the financial services sector. With a passion for team development and leveraging technology to streamline intricate processes, Leanne fosters robust partnerships to tackle challenging endeavours that might otherwise be overlooked.

Simon Mutch

Director, Finance, Compliance & IT

Member, Compliance Committee

With over 10 years’ experience across PwC and Zagga, Simon blends deep accounting expertise with sector insight and a relationship-driven approach to deliver trusted financial leadership and investor-focused outcomes.

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Client testimonials

Paul, Sydney
In my four years of investing with Zagga, there’s never been a problem. I don’t have any sleepless nights. You know exactly what your returns are going to be; they don’t dimmish. What you sign is what you get. Alternative investments like Zagga are an important addition to my investment strategy. I consider my Zagga investment part of my cash portfolio. The beauty of it is you get consistent, above market returns, and there’s flexibility in the offering. If you are looking for a long-term option, you can put your money into the fund, whereas if you know you’ll need your money in the next 6 to 12 months, you can look on the platform and find a deal that aligns with that need. It’s a bit like having a rental in a property, your rental payments are ongoing, the market can fluctuate, but that doesn’t impact your payments. With Zagga, you’re getting your returns/interest upfront, or ongoing, it’s not affected by unpredictable market events. Alan and the team’s due diligence on deals is outstanding. There is a lot of cover and security on the opportunities. I would recommend Zagga to others, and in fact I have done so many times before.
Robert, Sydney
Zagga offers efficiency, transparency and steady returns. My investments on the platform are property secured syndicated loans. During a time of uncertainty aggravated by Covid-19 Zagga provides stability.

I have confidence in Alan and the entire team. It’s important for me that it’s not just the online platform. At all times I have access to, and face-to-face contact with the individual team members. The team is trustworthy and reliable-essential criteria.
Derek, Sydney
Zagga is a true success story. I am really glad to be along on the journey with you and Zagga.

The absolute best part for me is the 0% loss.

A massive congrats to the whole Zagga team.
C & T, Mosman NSW
Recently, we…received phenomenal service from Steven and the team at Zagga.

All relevant information was gathered very discreetly and efficiently. Everything proceeded without a hitch and…available exactly when promised. Thank you sincerely.
Chris, Blue Crane Capital
Tom [and the Zagga team are] probably one of the best lenders, deal closers and credit managers in the market… [Tom] gets out on site, he knows how to talk to the client, the builder, the [subcontractors], … the planning surveyors, the evaluators…

For us, what is really important, is giving [our clients] comfort in their capital, who we're dealing with and trusting their process… and from seeing Tom in action, he's true to his word, he's very considered …

We’ve done [many] deals with Zagga in the last 6 years, so I’ve seen them in action. We see how [they get into the detail]…. I would definitely invest with them.
Rob, Hungry Jacks Mulgrave
Just a belated thank you to [Michael], Tom, James and the staff at Zagga for all your help with regards to my construction facility.

I must say to my surprise the financing aspect was probably the easiest part, whether from Zagga, Stamfords or CBA, everyone was very helpful and professional.
Martin, Sydney
I am very keen to build a long term relationship with Zagga.

Your service, quality of investment and returns are excellent and I couldn’t be a more satisfied partner. Please continue to include me in all offers.

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